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Four steps, no surprises.

Buying a house in Greece from abroad has a reputation for being opaque. It isn’t, once someone writes the order of events down. Here is the order of events.

01

Tell us what you want

Budget, island or mainland, how often you will actually be there, and whether the house needs to earn while you are away. We shortlist against that instead of sending you everything on the market.

02

See it properly

Video walkthroughs before you fly, taken by us, not the agency reel. Then viewings grouped into one trip so a week of travel does real work — usually five to eight houses across two or three days.

03

Check the paperwork

Title, planning permits, energy certificate, any semi-outdoor space that was closed in without a permit. Your own lawyer runs this, not the seller’s, and it happens before money moves.

04

Close and settle in

Notary signing, transfer of title, utilities into your name. Afterwards, help with short-term rental licences and management if you want the house to earn between visits.

How it works

A typical purchase, week by week

Times are typical rather than guaranteed. A clean title on a modern build moves faster; an inherited village house with three siblings on the deed moves slower.

Week 0

Shortlist and video

You tell us what you are after; we send video walkthroughs and the full paperwork picture for four to eight houses.

You + us
Week 1–2

Tax number and lawyer

You appoint an independent lawyer and get a Greek tax number (AFM). Both can be done by power of attorney without flying over.

You + lawyer
Week 3

The viewing trip

Viewings grouped into two or three days. An engineer walks through anything you get serious about.

You + us
Week 4

Offer and deposit

Offer agreed in writing. A deposit of 5–10% is usually held under a private agreement while the legal check finishes.

Lawyer
Week 5–8

Legal and technical check

Title history, planning permits, mortgages or liens, energy certificate, and the engineer’s report on any unpermitted work.

Lawyer + engineer
Week 8–10

Notary and signing

The notary drafts the deed, the transfer tax is paid, and you sign — in person or by power of attorney. Keys the same day.

Notary
After

Registry and utilities

The deed is registered at the land registry, utilities move to your name, and the property enters your Greek tax filing from that year.

Lawyer + us

What you will be asked for

PassportA copy, and the original at the notary or with your lawyer under power of attorney.
Greek tax number (AFM)Issued by the tax office. Your lawyer can obtain it for you.
Greek bank accountNot legally required, but it makes utilities, ENFIA and management far easier.
Proof of fundsWhere the money came from. Banks and the notary both ask; have statements ready.
Power of attorneyIf you are not flying over to sign. Drafted in Greek, signed at a Greek consulate or with an apostille.

FAQ

Do I have to be in Greece to buy?
No. A power of attorney to your lawyer covers the tax number, the bank account and the signing. Most buyers still fly over once, for the viewings.
Can a non-EU citizen buy freely?
In most of the country, yes. A few border and island zones need a permit from the Ministry of Defence, which is a formality but adds weeks — your lawyer checks the zone before you offer.
Is a mortgage possible from abroad?
Greek banks do lend to non-residents, typically up to 50–60% of value and with heavier documentation. Most foreign buyers pay cash and refinance at home instead.
What about unpermitted building work?
Very common on older Greek houses — a closed balcony, an extra room. It can usually be legalised for a fee, but it must be found and priced before you sign, not after.
Who pays the agency fee?
In Greece both sides typically pay. The buyer’s side is around 2% plus VAT, which is why it appears in every cost calculation on this site — you can switch it off if you are dealing direct.

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